Prioritizing Lifestyle Amid Rising Interest Rates

The real estate market has changed over the past year. One of the biggest issues facing anyone considering a home purchase or sale is rising interest rates. After enjoying years of mortgage rates in the 2-3% range, many borrowers are shocked to see a conventional 30-year fixed loan offering rates as high as 7 percent. While historically reasonable, this increase is having an impact on the real estate market. If you are considering a move, it’s important to remember that your lifestyle still needs to take precedence over these temporary changes.

Housing Costs, Market Update, Real Estate Tips, Buyer TipsAF Realty Group MarketingAugust 3, 2023Comment

Energy Vampires – Why Your Electric Bill Is So High

Does it seem like you do everything possible to lower your electric bill and still see no measurable difference in your bill? The simple reason is you may have energy vampires in your home. The good news is these creepy creatures do not require a visit from your local ghostbusters team, these energy suckers are hiding in plain sight and easy to remove.

Financial, Home Owner Tips, Home Tech & Gadgets, Housing CostsAF Realty Group MarketingOctober 21, 2022Comment

Inflation is Rising – Should I Still Buy a Home?

World events and government spending has led to soaring inflation

Housing Costs, Buyer TipsAmanda FiebigOctober 14, 2022Comment

9 Solar-Powered Products You Need Now

The solar panel industry has mushroomed over the past few years. Almost every homeowner has at least considered adding solar panels to their home to take advantage of the energy savings they promise. But reducing energy consumption with solar does not stop at solar panels on the roof.

Home Owner Tips, Housing Costs, Home Tech & GadgetsAF Realty Group MarketingOctober 7, 2022Comment

Family Opportunity Mortgage

Financial, Home Owner Tips, Housing CostsAmanda FiebigJuly 29, 2022Comment

With Interest Rates Rising, Should I Lock in My Rate?

One of the most important financial considerations of buying a new home is the interest rate paid on the mortgage.

Still Renting Your Home? Four Facts That Might Change Your Mind

Each year, home renters face the question of whether to renew their lease for another year or determine it is time to buy a home of their own. Over the past couple of years, the US housing market has changed dramatically as home values have soared and interest rates have remained low. So, if you are still renting your home, it might be time to buy instead.

Housing Costs, Renters, Real Estate TipsAF Realty Group MarketingFebruary 25, 2022Comment

Should You Save 20% For a Downpayment?

If you’re planning to buy a new home, you may be wondering about the down payment. Loan programs require down payments as low as 3.5% for FHA loans and conventional offers as low as 5%. While you have a lot of options, there are 4 strong benefits to making a 20% down payment on your home.

Home Buying Process, Buyer Tips, Housing Costs, Real Estate TipsAF Realty Group MarketingFebruary 11, 2022Comment

Saving on Housing Costs in Retirement

As you prepare for retirement, it’s natural to consider ways to reduce your housing costs. Fortunately, there are some great ways to enhance your lifestyle while reducing costs.

Real Estate Tips, Housing CostsAF Realty Group MarketingOctober 29, 2021Comment

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